Bank today

The “Tarkhany” bank is the first commercial bank has appeared in Penza County and in fact one of the first ones in Russia. It has been promoted by the leading companies and organizations of Penza City and registered by the Central Bank of the Russian Federation on the 9th of October, 1990 as № 459.

On the 16th of December, 2004 the “Insurance Agency of Investments” State Corporation has listed OAO (Open Joint-Stock) “Tarkhany” among the system of bank-associates with obligatory insurance policy system as № 338. The associates are specializing and practicing obligatory insurance policy.

The thing that most distinguishes the “Tarkhany” bank is our irreproachable reputation and dedication to building strong positions in Penza County. Today it is a modern, competitive, rapidly growing bank which is actively working in many spheres of a finance market.

Its rapid growth, changes and its great importance in Penza County have found confirmation in the estimations of the Russian rating expert agencies. High score put the bank in the top rating charts. Over the years the bank rounded out the top 200 largest in the country because of its ownership capital. The result of 15 shares issuing gave the bank an ownership capital of 475950 rubles.

Undoubtedly, the bank strictly satisfies all the main demands and concerns set by standards of the Central Bank of the Russian Federation as obligatory norms and bank reserves. Our strategy is related with economic interests of our county. Our philosophy is directed to support production and participate in realization of Penza City target government programs.

The “Tarkhany” Regional (County) Bank of Penza is a universal credit and financial institution. We provide services for over 9 thousand businesses and organizations of Penza with a different variety of ownership. There are over 90 thousand individual bank clients. 15 offices, 16 cash registers and 2 departments located in Penza City and Penza County are open for business. There is also the branch located in Saratov City and 5 representatives (Moscow City, City of Saint-Petersburg, City of Nizny Novgorod, Samara City and Ekaterinburg City).  

General License ( is given by the Central Bank of the RF) allows providing a full variety of services for legal clients and individuals as well. There is a package of services – over 100 different varieties: from cashing out operations to confidential management of the client’s trusted funds and assets.

The bank is a member of Worldwide Net Corporation of communications SWIFT, a participant of the International money remittances System “Anelik” and “Western Union”. We maintain close correspondent relations with a lot of banks in Russia and leading Foreign Banks. In 1996 we got an authorization by the State Customs Service of the Russian Federation to present guaranteed grants for our customers and we are participating in external trades also.

The bank has acquired all the licenses needed to provide a professional service in the market of securities: to secure deposits, provide dealer and brokerage services and to manage securities.

The bank is a participant of electronic funds transfer systems (computerized systems for performing financial transactions) in the exchange market, funds and exchanges sites and has a government securities section. It’s convenient to have a remote access to electronic funds transfer systems at work and trade right from the dealing area of the bank.

In retail sales business, the bank offers debit credit cards services (MasterCard), issues “PENZA-KART”.

Together with the leading merchandisers of Penza City, the bank is developing the customer’s credit line program when they are purchasing goods for long-term use.

The banking system is providing a quality service by using the latest technology for making payments and other operations. Today the bank is well equipped with all the latest and modern technologies including computer equipment and new software products. “Computer United Central System” is activated and it goes through all the offices and cash registers, there is an access to the legal system “Code”. All of these factors increase work efficiency, overall performance, make it easier to manage and also to plan and analyze.

The “Tarkhany” Regional (County) Bank is always trying to provide a high quality service and making offers for business cooperation to the companies, organizations and individuals.

General Information Bank Today Bank Details and Addresses Branches and Offices Correspondent Network

Corporate Accounts Cash Service Loans Promissory Notes and Deposits Foreign Currency Operations

Money Transfers Bank Cards Exchange Cheques Safe Deposit Boxes Deposits «Telebank» system

Balance Sheets Annual Reports

in Foreign Currencies in Rubles

International credit cards

Personal deposits in rubles Deposits in foreign currency